Jerry Giddens received the Highpoint Insurance coveted “Green Eggs and Ham Award” for his gregarious attitude and persistent follow through. Jerry recently graduated from A&M with a BS in Agriculture/Economics/Finance/Real Estate and joined Highpoint in January 2013.
How do you like to spend your free time? Raising my two daughters,17 and 10, helping my husband with his DJ business, movies, reading, gardening How long have you had a passion for music? Have always loved music, but when I married my husband, Bruiser, in 1999 – then it escalated. He is a REAL … More
According to physiologist Michael Joyner, M.D., “physical inactivity is the root cause of many of the common problems that we have.” These problems include obesity, diabetes, joint damage, and high blood pressure. If lack of exercise (deconditioning) was treated as a medical condition, then perhaps more patientsa nd doctors would see exercise as a treatment … More
Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. Because this provision has the effect of “requiring” individuals to have coverage, it is often referred to as the “individual mandate.” Individuals may be eligible for an exemption from the penalty incertain circumstances.
On Jan. 30, 2013, the Departments of Health and Human Services (HHS) and the Treasury issued two proposed rules relating to the individual mandate. These rules outline exemptions from the individual mandate, explain how the penalty will becomputed and establish standards and procedures for designating certain coverage as constituting “minimum essential coverage.”
Effective Jan. 1, 2014, the Affordable Care Act (ACA) imposes a penalty on large employers that do not offer minimum essential coverage to “substantially all” full-time employees and dependents. Large employers that do offer coverage may still be liable for a penalty if the coverage is unaffordable or does not provide minimum value.
To better protect workers in today’s global economy, OSHA has issued a final rule revising its Hazard Communication Standard (HCS) to align with the United Nations’ Globally Harmonized System of Classification and Labeling of Chemicals(GHS). The revised standard takes effect in stages, beginning in December 2013.
“Know your benefits”…PART 3
COBRA…continuation? Or elimination?
Common COBRA questions answered by the insurance specialists at: Highpoint Insurance Group
“Know your benefits“…PART 2
Common coverage concerns answered by the insurance specialists at: Highpoint Insurance Group
“Know your benefits”…PART 1
Benefit and insurance issues important to you?
Common questions answered by the insurance specialists at: Highpoint Insurance Group